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Limited Company Mortgages require specialist lenders as the structure of these loans can be complicated.
Who Is a Limited Company Mortgage for?
Landlords who own more than one property may find tax benefits by operating their buy-to-let property portfolio through a limited company. These property investment companies are known as Special Purpose Vehicles (SPV) and lenders have developed specific products for this specialist lending. Anyone choosing to buy property through a limited company will require this type of mortgage.
SPV Mortgage Services
These services will be required for those considering a SPV Mortgage for:
- Selling your current property to your limited company
- Remortgaging a property within an SPV
- Buying high-risk property through your company (e.g. above a shop)
- Expats looking to purchase and remortgage through their limited company
TAXATION ADVICE AND MOST BUY TO LET MORTGAGES ARE NOT REGULATED BY THE FINANCIAL CONDUCT AUTHORITY.
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